Are you having trouble paying your bills? Receiving dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? You're not alone. Many people face financial crises at some time in their lives. Whether the crisis is caused by personal or family illness, [...]
Before sharing these recommendations, we suggest that you have a way of tracking your expenses. This will give you a clear picture of what you spend daily, weekly and/or monthly and aid you in reducing expenses where needed. Accept the fact you are in debt and forgive yourself. If you are [...]
One late payment can cost you dearly with credit cards. Not only will you have to pay up to $40 as a late payment charge but you interest free benefits and low interest rates could be at risk. Even missing a payment on your car loan can mean a hike in your credit card [...]
Many of the brightest and hardest-working marketing and advertising people in the country are obsessed with getting you to spend money and, if necessary, to go into debt to do so. Absolutely all the media that reach you every day are designed to get you to spend money. To save money in this environment, [...]
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